How to determine whether you should appeal an out of state traffic ticket.

In Massachusetts, almost all moving violations are characterized as "surchargeable events." With a moving violation, if it is surchargeable, your insurance company has the right to surcharge your insurance. What that amounts to is an increase of approximately 10% of your premium per year for 3 to 6 years.

Just as it is important to regularly review the remainder of your estate plan, you should regularly review your life insurance plan(s) to ensure that your named beneficiaries are still appropriate for your current situation.